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Icon fund asset management | Fondsdepot Bank

Fondsdepot Bank, your fund asset manager  – professional and innovative

As the leading independent fund platform in Germany, we have developed an actively managed and innovative investment for individual requirements - the fund asset management of Fondsdepot Bank. We thus offer you the supreme discipline of investment - multi-asset management.

When organising fund asset management, we make use of third-party experts (asset and portfolio managers) to analyse and align the strategy portfolios. They put together what they consider to be the best products and asset classes on the market according to defined rules for selection and timing, resulting in an optimally diversified client portfolio. Individual investment dates of these custody accounts are adjusted to the sample structure by means of regular rebases. This standardisation guarantees enormous speed from the decision to the execution of a transaction.

You benefit not only from maximum expertise for your client, but also from maximum transparency, control, security and flexibility with our technology and enjoy a user-friendly tool that enables you to carry out a wide range of actions quickly and efficiently online.

Capital market outlook of Fondsdepot Bank for 2021

The right strategy for your client

1. The individual needs

Every client is different and has a different risk appetite, which often depends on their phase of life and situation. An advisor or intermediary is given the responsible task of finding the right investment instrument together with the client according to their situation and risk appetite.

2. Active capital management

Relieve your clients of the burden of having to think about or evaluate individual investment instruments. Your clients give us their personal views on the topics of risk tolerance and investment preferences, and Fondsdepot Bank, with its experienced asset managers, puts together the right portfolio and investment strategy.

3. Technical features

While you benefit from many convenient features and can, for example, technically execute transfers of securities from third-party banks as well as manage deposits / withdrawals online, your clients as custody account holders also receive read-only online access including the InfoManager function in the client portal for reasons of transparency.

The advantages of fund asset management

Our fund asset management offers numerous benefits that positively impact your work flow as an advisor and allow you to focus fully on your clients.

  • Everything from a single source: Asset management and custody account management
  • Risk adjusted: Permanent monitoring of the loss threshold of 10% per strategy
  • Inexpensive: Payment of the custody account commission leads to a reduction in asset management fees.
  • Profitable: The annual sales fee is 90 basis points, including VAT on the average assets under management.
  • Time-saving: You do not have to spend any time logging changes of fund within the investment advisory service.
  • Keeping costs to a minimum
  • Optimisation: Permanent optimisation of the custody account as well as permanently constant income from the AM fee, irrespective of the composition of the custody account.

Our processes at a glance

Asset management process

Allocation process

Efficient work flow

Order channels from the asset manager to the AM client custody account

Automatic rebalancing to maintain the custody account structure

Our partners

As asset managers, we work together with third-party experts, whom we present to you below.

Patriarch Liontrust Managed Portfolio Service

Der Patriarch Liontrust Managed  Portfolio Service (MPS), den wir  in Zusammenarbeit mit der Consortia Vermögensverwaltung AG anbieten, bietet Anlegern eine breite Auswahl an Target-Risk-Portfolios. The portfolios are actively managed by John Husselbee and Paul Kim, two London-based Liontrust's renowned investment advisors. Among the various portfolios, investors can select those that are managed according to a risk profile that suits them and helps them achieve investment goals - even under changing market conditions and economic cycles.   By using different funds, fund managers, investment regions and asset classes, the portfolios create efficient diversification for investors.

Transparent conditions

Patriarch Liontrust

  • Annual deposit fee incl. VAT.: 45 EUR
  • One-off strategy fee on new investments incl. VAT.: between 3% and 5 %
  • Annual asset management fee on average assets under management incl. VAT.: bis zu 1.96 %
    • of which management/depot management share: 1.01 %
    • of which distribution share: up to 0.95
  • Volume-dep. Transaction costs for ETFs plus ATC expenses (additional trading costs): 0.10%

See the fact sheets

*Custody account management EUR 45 p.a., free of charge for minors; no transaction costs; ETF transaction fees may apply

General risk information on the investment

The risk / return profile of the strategies described here is based on historical data that cannot be used as a reliable indication of future risk and return profiles. The risk and return assessments are subject to change. Generally speaking, a strategy classified in the lowest risk category (category 1) is not an entirely risk-free investment. The portfolio values of the strategies presented here may fluctuate. For this reason, both higher loss and profit opportunities may arise.

In particular, the following risks may be important to the investor. These risks can impair the performance of the custody account and thus also have a negative effect on the portfolio value and on the capital invested by the investor. The portfolio value may fall below the cost price at which the client invested at any time.

Due to economic data and political events, capital markets are subject to typical fluctuations that are often unpredictable. Correlations with currencies or other markets can also have an impact on a supposedly safe asset class.

The risk of loss due to exchange rate fluctuations or due to foreign exchange regulations.

The risk associated with investment in countries whose political and economic systems and legal and supervisory systems are less developed and in countries which may be affected by political and/or economic instability, poor liquidity or transparency or security issues.

The risk that arises when negative market conditions reduce the ability to sell assets when this becomes necessary. Lower liquidity can have a negative impact on the market value of assets.

How the assets are managed depends on the manager's analytical skills and aptitude. In case of doubt, these can lead to misjudgements or misinterpretations of the markets.