In a quoted exchange rate, the buyer of a currency pays the selling rate, which is usually higher than the buying rate at which the owner can resell the currency.
The bid rate is the price at which an owner can sell his foreign exchange. This is usually always lower than the selling rate at which the currency can be bought.
In global foreign exchange trading, the spread is the difference between the rate at which a foreign currency is bought and sold.
Since 1 January 2020, the margin has been 0.50% according to the current list of prices and services. This means: total costs = selling price plus 0.50 % margin of the fund custodian bank.
Since January 1, 2020, the margin has been 0.50 % according to the current price and service schedule. Prior to this, the price was unchanged for several years.
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